2025-01-20

Published on Monday, January 20, 2025

By PermaDAO

In Lagent: AI

Tags Lagent: AI

Lagent: AI-Driven Lending Platform

The AI-driven decentralized lending protocol Lagent is set to launch, unlocking over $600 million in onchain idle assets. Users can customize lending rules, enabling automated management to optimize returns and mitigate risks, fully unleashing liquidity on AO.

Author: Kyle

Translator: Kyle

Reviewer: Marshal Orange

Source: Content Guild - Translation

Originally published at: PermaDAO

Original link: https://permadao.com/Lagent-AI-Driven-Lending-Platform-1683f57d4e2148f79760085d5bb19bf8

With the AO mainnet launch just around the corner, it has already attracted over $600 million in bridged assets like $stETH and $DAI. Additionally, a significant amount of $wAR assets has flowed back into the ecosystem, participating in the minting of $AO. With the help of the AOX cross-chain bridge and various token launch tools, AO ecosystem has introduced the stablecoin $wUSDC, and new emerging assets are continuously being launched. As a result, the current situation is that a large amount of idle assets remains in AO ecosystem, with liquidity not being fully unleashed.

In response to this trend, we are about to welcome the new lending platform Lagent, which fills the gap in AO's DeFi ecosystem and further enhances capital utilization.

Lagent: An AI-Driven Lending Platform

Built on AO's infrastructure, Lagent will be developed as an AgentFi application, fully decentralized and autonomous. Users only need to set lending rules, and the AI Agent will automate the execution of tasks, including loan processing, decision-making optimization, and risk management.

On the Lagent platform, users will experience a significantly different approach compared to traditional lending protocols like Aave and Compound. We no longer have to be forced to comply with platform preset rules. Instead, we enjoy a more relaxed lending environment where AI Agents run autonomously and can be adjusted at any time. Lagent essentially provides us with a personal financial assistant to effortlessly manage idle assets.

Core Features of Lagent

Complete Control of Assets: Users can create their own agents to manage asset lending and usage comprehensively.
Smart Automation: The entire lending process is fully automated by AI Agent, optimizing returns and effectively controlling risks.
Decentralized and Trustless: The platform operates on Arweave and AO, with no intermediaries. Agents engage in secure peer-to-peer lending.
Customizable Rules to Earn Interest: Agents lend assets according to user-defined rules, maximizing returns flexibly.

How to Use Lagent?

Lagent is not yet officially launched, so users cannot fully experience it yet. However, based on publicly available information, the process of using Lagent is simple and can be broken down into three steps:

Step 1: Begin & Create

First, you need to create your own Lagent lending agent. It is a decentralized and automated AI Agent that helps manage your assets.

Step 2: Discover & Configure

Next, personalize your Lagent lending agent. Give it a name, set its personality and expertise, and tailor it to meet your specific needs. It's like customizing your smart financial assistant to work the way you want.

Step 3: Serve & Execute

Once the setup is complete, your Lagent lending agent will start running. It will automatically process transactions based on your instructions, such as managing loan terms or maximizing asset returns, all while working exclusively for you, without the need for manual intervention.

Conclusion

The launch of Lagent activates financial vitality within the ecosystem through lending services. Users can not only deposit assets like $stETH, $DAI, and $wAR to continue minting $AO tokens but also earn lending interest. Furthermore, users can lend assets and participate in various financial activities within the ecosystem. On the other hand, Lagent's integration with AI Agents, as an AgentFi application, explores the next generation of finanial tools.

In short, Lagent not only aggregates scattered assets but also connects fragmented individuals through financial agents. We look forward to its official launch, bringing a brand-new lending experience!

<aside>

Lagent Official X: https://x.com/Lagent_AO

</aside>

🏆 Spot typos, grammatical errors, or inaccuracies in this article? Report and Earn !

Disclaimer: This article does not represent the views of PermaDAO. PermaDAO does not provide investment advice or endorse any projects. Readers should comply with their country's laws when engaging in Web3 activities.